I'm curious what the people think about the following subject: is it recommended, possible, and wise to have earthquake insurance added to a homeowner's policy here in the Puget Sound region? We live in an seismically active zone (the Cascadia subduction zone), so it's entirely possible that it could come in handy. I've heard it's expensive, and the coverage generally isn't very good, so insight into those specifics would be greatly appreciated. And if it's a good idea, can I get a recommendation on who might offer it? (State Farm will not add it to my policy / not sure why).